Collection agencies usually do not have legal authority to issue warrant of arrests or have you put in jail.
A debt collector is not allowed to claim that you will be arrested if you do not pay your debt.
You will have to be aware and take note that any arrest without a warrant which is not specifically authorized by Court is unlawful.
Debt collectors have been known to use threat of prison time in order to compel or coerce people to pay. Not only are those threats empty, but they likely represent wrong doing by the debt collector.
If the debt collector intends to sue you for payment, you will be served with legal paperwork. Let us say you fail to make payment under a Court order, the debt collector can ask the Court to take your property or take money from your pay by means of an emolument attachment order granted by Court.
This means that you can have your assets attached and sold to settle the debt and/or an emolument attachment order placed on your salary so that the debt be paid.
Get in touch with us to discuss how we can help you with your challenges